Why become a member?

As a Coastal member, you’ll benefit from some of the most competitive and money-saving financial products in the area. Below is just a sample of some of the ways we share more with our members.

For more details on our products and services, click here.

SOME OF THE WAYS WE SHARE

2.25 %APY1
HIGHEST RETURN IN THE TRIANGLE
Our members benefit from the highest dividend rate for checking accounts in the Triangle, with our Go Green Checking earning 2.25% APY1 when you use your debit card at least 30 times a month.
100%
HOME EQUITY
LINE OF CREDIT
Coastal’s Home Equity Line of Credit can help you pay off your debt in less than half the time of competitive products. How do we do it? Rates as low as 3.49% APR2 and zero closing costs.
$100 Monthly
Savings
Beat The Bank
Auto Loans
Move your auto loan to Coastal, and we guarantee we can Beat the Bank – by reducing your rate by 1% 3, reducing your payments by $100/month, or we'll give you 1.5% cash back4.

How to become a member

You work for one of our business partners

If you’re an employee or associated with one of our business partners, you’re automatically eligible to join. Explore the list here

You're a family member of one of our members

This applies to immediate family (spouse, child, sibling, parent, grandparent, grandchild) and includes stepparents, stepchildren, step-siblings and adoptive relationships.

You can join one of our charitable organizations

If you don’t have a work or family connection to Coastal, joining is no problem. Just support one of our nonprofit organizations for $18 and you’re in.